Health Insurance Now, a premier national health insurance brokerage, today announced a new strategic initiative to assist individuals navigating health insurance after divorce. With the 2026 expiration of several federal “enhanced subsidies” and a projected 15% to 20% rise in average premiums, the agency is providing a crucial roadmap for those who may lose coverage under a former spouse’s employer plan.
The end of a marriage is a “Qualifying Life Event,” triggering a 60-day Special Enrollment Period (SEP). However, in 2026, new regulatory changes – including stricter pre-enrollment verification and the sunsetting of pandemic-era tax credits – mean that transitioning individuals often face significantly higher costs than in previous years. Health Insurance Now’s initiative focuses on educating consumers about alternatives to the 102% cost of COBRA continuation, which can often exceed $700 per month for individual coverage.
“Divorce is emotionally and financially taxing, and the last thing someone needs is a $2,000 monthly health insurance bill they didn’t budget for,” said Matthew Sechter, CEO of Health Insurance Now. “In 2026, the ‘subsidy cliff’ is a real threat for those transitioning to a single-income household. Our goal is to provide a ‘hand-holding’ experience, helping our clients find health insurance after divorce that offers nationwide PPO networks and rates typically 30% to 50% lower than unsubsidized Marketplace plans.”
The agency’s advisory service utilizes proprietary matching technology to scan over 25 top-rated carriers, identifying plans that fit a single-income budget without sacrificing doctor access. For those in immediate need, Health Insurance Now can often secure coverage starting as soon as the next day, bypassing the complex documentation hurdles of government exchanges.
With 25 years of experience as a trusted advocate for individuals in transition, Health Insurance Now ensures that every client understands their rights to COBRA, Marketplace subsidies, and private market alternatives. This proactive approach helps prevent medical debt, which remains a leading cause of financial hardship for newly single Americans.
About Health Insurance Now
Health Insurance Now is a leading national health insurance agency dedicated to helping individuals and families secure high-quality, affordable coverage. Specializing in life-transition events such as divorce, job loss, and retirement, the agency leverages a network of 25+ carriers to deliver personalized health and disability solutions. Health Insurance Now is committed to transparency, speed, and human-led advocacy to protect the financial and physical well-being of its clients.
Media Contact
Name
Health Insurance Now
Contact name
Matthew Sechter
Contact phone
866-243-1130
Contact address
980 N Federal Highway, ste 308
City
Boca Raton
State
FL
Zip
33432
Country
United States
Url
https://healthinsurancenow.com/
